Old Mobile Insurance in India: Complete Guide to Insuring a Phone Under 16 Months Old
TL;DR:
You don’t need a brand-new phone to get protection. DigitInsure allows insurance coverage for smartphones up to 16 months old. If your device is still working and valuable, insuring it protects you from repair costs, accidental damage, and theft.
Can You Insure an Old Mobile Phone?
Yes — and most people don’t realize this.
Many phone owners assume insurance must be purchased on the day they buy a device. Once they skip that moment, they believe the opportunity is gone forever.
DigitInsure removes that limitation. If your smartphone is under 16 months old, you can still protect it.
This is important because many users only understand the true cost of phone repairs after their first accident. A broken screen, liquid damage, or hardware failure can cost nearly as much as buying a new device.
Old mobile insurance exists to protect your investment even after purchase.
Check if your phone qualifies for DigitInsure old mobile insurance
Why People Delay Insurance — And Why That’s Risky
There are common reasons users delay insurance:
- They think the phone is safe
- They rely on manufacturer warranty
- They underestimate repair costs
- They plan to insure later
- They assume insurance is expensive
The problem is simple: accidents don’t wait.
Most damage happens unexpectedly — drops, spills, theft, electrical issues. These events occur months after purchase, not on day one.
Old mobile insurance is designed for this exact situation: protection after the initial buying period.
DigitInsure allows customers to insure phones when they realize protection is necessary — not only when the phone is new.
What Risks Increase as a Phone Gets Older
A phone becomes more vulnerable over time.
As devices age:
- Screens weaken from micro-cracks
- Batteries degrade
- Internal parts become sensitive
- Water resistance decreases
- Physical wear increases accident risk
An older phone is not worthless — it is more fragile. That makes insurance more important, not less.
Many repairs for older phones cost more because parts are harder to source and labor is higher.
Insurance helps prevent sudden financial strain.
What DigitInsure Covers for Old Phones
DigitInsure old mobile insurance protects against real-life risks.
Coverage includes:
- Accidental damage
- Screen breakage
- Liquid damage
- Theft and burglary
- Fire damage
- Electrical issues
- Short circuit damage
These are the most common causes of smartphone loss. Old phones face the same risks as new phones — sometimes more.
Protection ensures your device remains usable without heavy repair bills.
Explore old phone coverage options
Old Mobile Insurance vs Warranty
Many users confuse warranty with insurance. They are not the same.
Warranty only covers factory defects. It does not cover:
- Accidental drops
- Water damage
- Theft
- Broken screens
- Fire damage
- Electrical surge damage
Most warranties expire within 12 months. DigitInsure extends protection beyond warranty and covers real-world accidents.
That’s why insurance becomes critical once warranty ends.
Is It Worth Insuring a 10–16 Month Old Phone?
Yes — if the phone still has value.
Ask yourself:
- Would repair cost hurt financially?
- Do you depend on the phone daily?
- Would replacing it be expensive?
- Does it store important data?
If the answer is yes, insurance is worth it.
Even a one-year-old phone can cost thousands to repair. Insurance protects the remaining value of your device. It extends the life of your investment.
Who Benefits Most From Old Mobile Insurance?
Old phone insurance is ideal for:
- Users who forgot to insure at purchase
- Second-hand phone buyers
- Students
- Working professionals
- Frequent travelers
- Parents buying phones for kids
- Business users
- Budget-conscious owners
If your phone is still important, protection still matters. Age does not remove risk.
How to Insure Your Old Phone with DigitInsure
The process is simple:
- Confirm phone is under 16 months old
- Verify working condition
- Choose protection plan
- Activate insurance online
- Stay protected
No complicated paperwork. No long waiting. DigitInsure makes late insurance possible and easy.
Apply for old mobile insurance now
Common Myths About Insuring Old Phones
Myth: Old phones aren’t worth insuring
Reality: Repair costs remain high
Myth: Insurance is only for new phones
Reality: DigitInsure covers phones under 16 months
Myth: Older phones rarely break
Reality: Aging increases risk
Myth: Insurance is too expensive
Reality: Repairs cost more than premiums
Final Thoughts
A phone does not lose importance after a few months. It still holds your data, work, photos, and daily life.
Old mobile insurance protects that value. DigitInsure allows you to insure devices up to 16 months old because protection should not have an expiration date.
Smart users insure when they understand risk — not only when they buy a phone.