Is Mobile Insurance Worth It?

Whether insurance is worth it depends on one simple question: can you comfortably afford sudden repair or replacement costs?

When insurance is worth it

  • Premium flagship devices
  • Phones used for work
  • Frequent travelers
  • Students and commuters
  • Users with limited repair budget

When insurance may not be needed

  • Low-value device
  • Short-term ownership
  • Easy replacement ability

Risk vs cost logic

Insurance spreads unpredictable financial shocks into manageable protection.

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