Full Comprehensive
Review the applicable policy schedule to confirm the insured events, limits, deductibles, exclusions and claim conditions.
DigitInsure · Smartphone insurance
Mobile Insurance Calculator
Check an estimated mobile insurance price using your phone’s brand, model, invoice value, purchase date and device age. Compare the available insurance plan options, review the one-year validity and read the policy conditions before proceeding.
Insurance benefits, eligibility, exclusions and claims are governed by the specific insurer’s policy wording and schedule. A calculated price is not confirmation that a device or claim is approved.
Multiple mobile brands
Three insurance plan options
1-year validity
Policy terms apply
Your phone details
Calculate your insurance price
Enter the details as shown on your purchase invoice. All fields are required to calculate an estimate.
Important: The estimate is shown for guidance. When you select Buy Protection, WooCommerce verifies the details and calculates the cart price on the server before adding the insurance product.
Understand your options
Available mobile insurance plan options
Select the insurance option that suits your requirements. The calculator uses the selected option to work out your estimated price automatically.
Non Comprehensive
Check the policy wording to identify the specific events covered and excluded under this plan category.
Regular Insurance
Refer to the product documents for the actual cover, eligibility criteria, deductibles and exclusions.
Plan note: Plan names and calculator rates alone do not confirm whether accidental damage, liquid damage, theft or any other event is covered. The current insurer policy wording and schedule determine the actual benefits.
Device age and calculation
How device age affects the price
1–4 months
Choose this option when your phone falls within this device-age range.
5–18 months
Choose this option when your phone falls within this device-age range.
Automatic price calculation
Your estimated price is calculated from the phone details, selected plan and device-age option entered above.
The final payable amount, taxes and policy eligibility are subject to checkout validation and the applicable insurer/provider rules.
Validity: The plan validity displayed for this calculator is 1 Year. The effective policy start date and end date must be confirmed by the issued policy documents.
How it works
How to use the mobile insurance calculator
Select your phone
Choose the mobile brand and enter the model shown on your invoice.
Enter purchase details
Provide the invoice value and the original purchase date.
Choose age and plan
Select the applicable device-age range and one of the three plan options.
Review the estimate
Check the estimated amount and one-year validity before continuing to checkout.
Before purchasing
What to check in your mobile insurance policy
Coverage and insured events
- Whether accidental damage is included.
- Whether liquid damage is included.
- Whether theft is included and how theft is defined.
- Whether repair, replacement or reimbursement is available.
Price, limits and conditions
- Premium and applicable taxes.
- Deductible or excess payable on a claim.
- Sum insured, depreciation and claim limits.
- Waiting periods, reporting deadlines and exclusions.
Keep your documents ready. The original purchase invoice, device make and model, and purchase date may be requested during application or verification. Submit any personal device information only through the official process.
Know the difference
Mobile insurance and extended warranty are different
Mobile insurance
An insurance policy may cover specified insured events when those events are expressly included in the policy. The insurer’s policy wording and schedule determine the cover.
Mobile extended warranty
An extended-warranty agreement generally relates to specified eligible mechanical or electrical failures. It does not automatically cover theft or accidental damage.
Frequently asked questions
Mobile Insurance Calculator FAQs
How is the mobile insurance price calculated?
The calculation uses the mobile invoice value multiplied by the selected plan rate and the selected device-age factor.
What device-age options are available?
The calculator offers two device-age options: 1–4 months and 5–18 months. Eligibility remains subject to the applicable insurer/provider rules.
What insurance plans can I select?
The calculator includes Full Comprehensive, Non Comprehensive and Regular Insurance. Review the relevant policy documents to understand the exact benefits and exclusions of each option.
What is the validity of the plan?
The calculator displays a validity of one year. The effective start date and end date are governed by the policy issued for the selected plan.
Does a calculated price confirm that my phone is insured?
No. A calculated amount is not confirmation of eligibility, policy issuance or activation. Any required verification and insurer acceptance must be completed.
Does every plan cover theft and accidental damage?
Not necessarily. Each insured event must be expressly included in the specific policy. Check the plan schedule and exclusions before purchase.
Who underwrites the insurance policy?
Refer to the policy schedule and policy documents for the legal name of the insurer. The insurer is responsible for underwriting and assessing claims under the policy terms.
Review your mobile insurance estimate
Enter your phone information in the calculator, check the estimate and one-year validity, and review the applicable policy terms, eligibility, benefits and exclusions before purchasing.