Protect Your Mobile with Affordable Insurance
Coverage for screen damage, liquid damage & accidental issues. Works for new & old smartphones.
Mobile Insurance in India – Quick Answer
Mobile insurance is a protection plan that covers your smartphone against screen damage, liquid damage, and accidental issues. Plans in India usually start from ₹199 and can cover both new and old phones with fast claim processing.
What’s Covered
Screen Damage
Get protection from accidental screen cracks and breakage.
Liquid Damage
Coverage for water spills and moisture damage.
Accidental Damage
Drops, impacts, and unexpected damage covered.
Global Protection
Your phone stays protected even while traveling.
Simple Pricing
Basic
₹199
For budget phones
Standard
₹399
Best for mid-range phones
Premium
₹799
High-value smartphones
How It Works
Mobile Insurance vs Repair Costs
| Scenario | Without Insurance | With Insurance |
|---|---|---|
| Screen Damage | ₹3,000 – ₹15,000 | Minimal deductible |
| Water Damage | ₹5,000 – ₹20,000 | Covered |
What is Covered?
- Screen damage (most common)
- Liquid / water damage
- Accidental drops & impact
- Fire-related damage
What is Not Covered?
- Theft or loss
- Pre-existing damage
- Accessories
- Intentional damage
Why Trust Digitinsure?
- ✔ Transparent policy terms
- ✔ Secure claim process
- ✔ Customer support available
- ✔ Coverage for multiple brands
Insurance Available for All Major Brands
We cover smartphones from Apple, Samsung, OnePlus, Vivo, Oppo, Realme and more.
Protect Your Phone Today
Get StartedMobile Insurance FAQs
What is mobile insurance?
Mobile insurance is a protection plan that covers your smartphone against accidental damage, screen breakage, and liquid damage.
What does mobile insurance cover?
Most plans cover screen damage, accidental damage, liquid damage, and sometimes fire-related damage.
What is not covered under mobile insurance?
Loss, theft, pre-existing damage, and accessories are generally not covered.
Is mobile insurance worth it in India?
Yes, repair costs are high, especially for premium phones, making insurance a cost-saving option.
Can I insure an old phone?
Yes, many plans allow coverage for both new and used smartphones after verification.
How soon can I buy mobile insurance?
You can usually buy insurance within a limited time after purchase or anytime with device verification.
How many claims can I make?
Most policies allow one claim per year, depending on the plan terms.
How does the claim process work?
You can file a claim online, upload required documents, and get your phone repaired or reimbursed.
Do I need documents for claims?
Yes, you may need invoice proof, damage images, and ID verification.
Is screen damage covered?
Yes, screen damage is the most commonly covered feature in mobile insurance plans.
Does mobile insurance cover water damage?
Yes, liquid or water damage is covered under most policies.
Can I transfer my insurance to another phone?
No, insurance is usually linked to a specific device IMEI.
Is there any deductible?
Yes, a small deductible amount may apply depending on the plan.
How long does claim approval take?
Most claims are processed within 24–72 hours after submission.
Is mobile insurance available for all brands?
Yes, most major brands like Apple, Samsung, Vivo, Oppo, and others are covered.
About Digitinsure
Digitinsure provides affordable mobile protection plans designed for Indian users. Our goal is to make smartphone repairs simple, fast and affordable.
- ✔ Transparent coverage terms
- ✔ Dedicated customer support
- ✔ Secure claim handling process
Support: info@digitinsure.co.in