Smartphone theft, street snatching, and residential burglary are rising concerns for device owners across India. The DigitInsure Mobile Theft Insurance Plan provides a dedicated financial safety net, ensuring you can replace your smartphone swiftly without bearing the full out-of-pocket invoice cost.

What Is Covered Under This Plan

  • ✓ Armed Robbery & House Burglary: Complete coverage if your device is stolen from your home, vehicle, or person through forced entry or duress.
  • ✓ Pickpocketing & Street Snatching: Financial protection against sudden physical deprivation or stealth theft in public transits and crowded areas.
  • ✓ Invoice Value Reimbursement: Settlement values mapped directly against your smartphone's original purchase invoice tier (minus standard depreciation variables).

Mandatory 3-Step Claims Process

To ensure rapid claim processing under Indian regulatory standards, please follow these deployment steps immediately following an incident:

  1. File a Police Report (FIR): Lodge an official First Information Report (FIR) or a missing mobile report with your local police authority within 24 to 48 hours of the incident.
  2. Block the IMEI: Report the theft on the Government of India’s CEIR portal to block the device's IMEI network capability, securing your data footprint.
  3. Submit Documentation: Upload a copy of the registered FIR, your original device purchase invoice, and your active DigitInsure certificate to initiate instant settlement valuation.

What Is Not Covered (Policy Exclusions)

In alignment with standard financial underwriting policies, protection is void under the following conditions:

  • ✕ Unattended or unexplained mysterious disappearance where no theft indicators are present.
  • ✕ Accidental physical breakage, liquid immersion, or display damage (These require our Comprehensive Plan).
  • ✕ Theft occurring while the device was loaned out or leased to a third party without prior endorsement.

Need protection against physical drops and cracked displays alongside theft coverage?

Upgrade to a Full Comprehensive Plan