Description
New Mobile Insurance in India – Best Smartphone Protection Plans
New mobile insurance in India is the smartest way to protect your newly purchased smartphone from unexpected risks like theft, screen damage, liquid damage, and accidental drops. With the rising cost of smartphones and expensive repair charges, mobile phone insurance has become a necessity rather than a luxury. At DigitInsure, we help you find the best new mobile insurance plans online with affordable premiums and fast claim settlement.
Whether you have bought a new Android phone or an iPhone, new mobile insurance ensures complete financial protection and peace of mind. You can purchase your policy online in just a few minutes without complicated paperwork.
What is New Mobile Insurance?
New mobile insurance is a protection plan specially designed for newly purchased smartphones. It covers your device against:
- Accidental damage
- Screen or display damage
- Liquid or water damage
- Mobile theft
- Hardware failure due to accidents
Unlike an extended warranty, mobile insurance covers real-life risks that commonly damage smartphones. It is ideal for anyone who wants complete protection from day one.
Why Do You Need Mobile Phone Insurance in India?
India has one of the highest rates of smartphone theft and accidental damage. Repairing a modern smartphone can cost thousands of rupees. New mobile insurance protects you from such heavy expenses.
- High smartphone repair costs
- Increased mobile theft cases
- Expensive screen replacements
- Peace of mind for daily usage
- Affordable yearly premiums
What Does New Mobile Insurance Cover?
- Screen Damage: Cracked or broken screen repair.
- Accidental Damage: Damage due to drops or mishandling.
- Liquid Damage: Protection from water spills or moisture.
- Mobile Theft: Coverage if your phone is stolen.
- Hardware Issues: Damage to internal components due to accidents.
What is Not Covered?
- Loss without theft
- Intentional damage
- Normal wear and tear
- Unauthorized repairs
- Cosmetic scratches
Mobile Theft Insurance Explained
Mobile theft insurance protects you if your smartphone is stolen. Once you file an FIR and submit required documents, your insurer will compensate you based on the insured value of your phone. This feature is extremely useful in metropolitan cities where smartphone theft is common.
Who Should Buy New Mobile Insurance?
- People buying expensive smartphones
- Students and professionals who travel daily
- Business users dependent on mobile devices
- Parents buying phones for children
- Anyone who wants worry-free smartphone usage
How to Buy New Mobile Insurance Online?
- Visit DigitInsure’s mobile insurance page
- Select your phone brand and model
- Enter purchase date and invoice details
- Choose your coverage plan
- Pay securely online
- Receive policy instantly on email
Mobile Insurance Cost in India
The cost of new mobile insurance in India depends on:
- Phone brand and model
- Purchase price
- Coverage type
- Policy duration
Generally, premiums range from 5% to 10% of your phone’s value per year. For example, a ₹30,000 smartphone may cost ₹1,500 – ₹3,000 annually for full coverage.
New Mobile Insurance vs Extended Warranty
| Feature | Mobile Insurance | Extended Warranty |
|---|---|---|
| Accidental Damage | ✔ Covered | ✘ Not Covered |
| Screen Damage | ✔ Covered | ✘ Not Covered |
| Liquid Damage | ✔ Covered | ✘ Not Covered |
| Mobile Theft | ✔ Covered | ✘ Not Covered |
| Manufacturing Defects | ✘ Not Covered | ✔ Covered |
Why Choose DigitInsure?
- Best mobile insurance company comparison
- Instant online policy
- Trusted insurance partners
- Affordable premiums
- Quick claim assistance
- Simple and transparent process
DigitInsure helps you choose the best mobile phone insurance plan in India that suits your budget and protection needs.
Frequently Asked Questions (FAQs)
What is new mobile insurance?
New mobile insurance is a policy that protects your newly purchased smartphone against theft, accidental damage, screen damage, and liquid damage.
Does mobile insurance cover theft?
Yes, mobile theft insurance is included in most comprehensive mobile insurance plans.
How much does mobile insurance cost in India?
It usually costs 5% to 10% of your phone’s value annually.
Can I insure my phone after buying it?
Yes, you can insure your phone within a limited period after purchase, usually 7–15 days.
Is mobile insurance worth buying?
Yes, considering high repair costs and theft risks, mobile insurance offers excellent value.
What documents are required for claims?
Purchase invoice, ID proof, FIR (for theft cases), and policy documents.
Does it cover water damage?
Yes, liquid and water damage are covered in most mobile insurance plans.
Which is the best mobile insurance company?
The best company offers fast claims, wide coverage, affordable premiums, and reliable support. DigitInsure helps you compare and choose the right one.
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